Initiative Capital is a certified community development financial institution that provides strategic lending and investment for community economic development that creates jobs, promotes economic growth and facilitates the development of affordable housing and community revitalization in low-resource areas.

Permanent Financing

Permanent financing for commercial and multi-family real estate projects, either independently or in tandem with other lenders and funders.

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Flexible Credit

Bridge financing where firm take-outs exist (cannot be used to bridge other investments from Initiative Capital or the Initiative).

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Small Business Growth & Expansion Loans

Financing to fund business growth and expansion that creates jobs in low-income and underserved geographies.

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Neighborhood Stabilization Loans

Low-interest revolving lines of credit to fund the acquisition and redevelopment of foreclosed residential properties that are to be sold at affordable prices to low-income individuals and families. Read More >

For more information, contact Kevin Harris, president of Initiative Capital, at (919) 835-6004 or This e-mail address is being protected from spambots. You need JavaScript enabled to view it .